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$TAIKO token debuts on financial app Revolut Taiko, an Ethereum-equivalent based rollup, announced on X that its TAIKO token is now available on the British financial app Revolut. A press release on PR Newswire stated that this move broadens Taiko's reach, considering Revolut

XRP could surge to $12.5 and overtake Ethereum as the second-largest crypto asset by market cap before Trump’s second term wraps up, according to a new report by Geoffrey Kendrick, Standard Chartered’s global head of digital assets research. With XRP now trading at $1.9 according to CoinGecko data , reaching $12.5 would represent a surge of over 550%. “By the end of 2028, we see XRP’s market cap overtaking Ethereum’s,” Kendrick noted . XRP’s market cap is over $110 billion per CoinGecko , positioning it as the fourth-largest crypto asset. This places it behind Bitcoin, Ether, and Tether. Currently, Ether’s market cap sits at around $183 billion. XRP’s market cap previously peaked at $190 billion in January, and it has also, at times, surpassed Tether to claim the third-ranking spot. Kendrick’s forecast is based on several factors, including expected regulatory developments and institutional adoption. According to the analyst, a key positive catalyst for XRP’s price growth is the recent resolution between Ripple and the SEC. Last month, Ripple CEO Brad Garlinghouse said that the securities regulator had dropped its lawsuit against the blockchain company. Ripple has agreed to pay $50 million as part of the settlement, which does not require the firm to admit to any wrongdoing. The SEC’s decision reflects a shift in regulatory approach under the current administration. Prior to Ripple, the agency had already withdrawn from several high-profile crypto enforcement cases. Kendrick also forecasts SEC approval for spot XRP ETFs in the third quarter of 2025, which he estimates could attract $4-8 billion in inflows within the first year. This projection falls in line with JPMorgan’s estimate. The bank, in its January analysis, also anticipated first-year inflows for potential XRP spot ETFs to be in the range of $4 billion to $8 billion . JPMorgan’s forecast was based on the market penetration rates observed with existing Bitcoin and Ethereum ETFs. Ripple’s CEO previously predicted XRP ETFs would make their market debut in the second half of 2025. Regarding XRP’s use case in payments, Kendrick believes its cross-border payment functionality aligns with growing digital asset usage trends, similar to stablecoins, which he notes have seen 50% annual transaction volume growth and are projected to increase tenfold over four years. Kendrick believes the XRP Ledger (XRPL), XRP’s foundational blockchain, functions as a “payments chain” with a strong trajectory to become a “tokenization chain.” In support of this view, the analyst compares XRPL to Stellar, a blockchain with comparable architecture that has achieved success in tokenization. Franklin Templeton initially launched its OnChain US Government Money Fund on Stellar. Kendrick projects XRP to reach $5.5 by year-end, rising to $8 in 2026, and hitting $12.5 in 2028. These projections are based on the assumption that Bitcoin will reach $500,000 within the same timeframe. Even though the analyst is bullish on XRP, he does not ignore existing challenges the project faces, including a smaller developer ecosystem than its competitors and a low fee model. Still, he believes that the positive drivers he has outlined could overpower these barriers. The analyst continues to see strong potential in Bitcoin and Avalanche, but he’s less enthusiastic about Ether, labeling it an “identified loser.”

TL;DR Pi Network’s native token plummeted to an all-time low of under $0.40 on April 5. Just a day later, though, it spiked substantially to almost $0.75 before retracing to the current $0.57 as the broader crypto market slumped at the start of the week. One important factor suggesting a further plunge in the short term is the scheduled unlock of tokens. Data shows that almost 1.5 million PI are about to be released today (April 8). The total number of tokens unlocked throughout the ongoing month will be over 160 million (worth approximately $92 million at current rates). The record day is expected to be April 18, when 9.8 million PI will be freed up. The substantial unlock this month may be followed by a price decline should investors decide to dispose of their long-awaited assets. Currently, PI’s circulating supply stands at roughly 6.8 billion tokens, but more than 5.1 billion remain in the form of locked mining rewards. In addition to the scheduled unlocks, industry participants have supposedly moved 2 million tokens to exchanges in the past 24 hours. Such actions indicate an upcoming cash-out, which may amplify selling pressure and drag down PI’s valuation. Speaking of price predictions, one X user recently told his over 80,000 followers that PI’s huge decline in the past month resembles more “a dump” than “a dip.” They also asked if the price will first reach $0.314 or $3.14. The depicted targets are symbolic to the Pi community as they remind of the mathematical constant π ≈ 3.14. Currently, plunging to $0.314 seems much more realistic than ascending to the upper level. Several months ago, some optimists assumed that the price could one day skyrocket to $314. It’s worth mentioning that such a high valuation would require the asset’s market capitalization to explode to multi-trillion territory, making the forecast highly implausible and even ridiculous (at least as of now).

Standard Chartered sees $XRP hitting $12.50 by 2028 on ETF hopes and payment use case Standard Chartered forecasts XRP could reach $12.50 by the end of 2028, citing ETF optimism, regulatory shifts and its strong position in cross-border payments, according to CoinDesk. The bank

Circle’s Head of Global Policy Dante Disparte believes the crypto space needs more regulatory clarity in the form of frameworks like Europe’s MiCA. During a fireside chat session at Paris Blockchain Week with TRM Labs’ Global Head of Policy Ari Redbord on April 8, Disparte emphasized the importance of clear regulation in helping bring more investors, financial institutions, and stakeholders into the crypto space. “The regulation works. If international investors are attracted to invest not just in France but to gain from the legal and regulatory clarity that MICA provides, that creates an environment of legal certainty,” said Disparte. Therefore, he believes Europe has the best chance to “enshrine what universally portable internet-based money and financial services could mean” through its Markets in Crypto-Assets Regulation or MiCA framework. In fact, the Circle ( USDC ) representative stated that his team has been trying to advocate for two stablecoin acts in the United States , the GENIUS Act and STABLE Act , to reach the level of legal clarity that MiCA is able to provide for European markets. “When you put them together you get a Stable Genius. A framework that up levels to MiCA so that we have transatlantic harmonization and regulatory reciprocity, as opposed to create a race to the bottom even across the U.S. and the European partnership,” stated Disparte. Moreover, Disparte said that Circle supports European regulators’ decision to equate MiCA-compliant stablecoins to an e-money token, in which the framework prohibits the token from generating yield for customers who hold stablecoin . “We agree. We think interest in stablecoin land is a secondary market innovation. And if you want the innovation to work as stated, if you want the bill of goods to work as stated, it has to be a unit of measure, a medium of exchange and a store of value just like a physical dollar or a physical euro,” said Disparte. Introduced in June 2023, the MiCA stablecoin laws brought about strict regulations and standards for crypto firms and stablecoin issuers, one of them is a ban on offering stablecoin interests or yield. As a result, stablecoin issuers like Tether ( USDT ) and Circle had to adjust their operations by complying to the MiCA laws if they wish to continue operating within the European regions. In July 2024, Circle became the first stablecoin company to secure a Electronic Money Institution license from French regulators, allowing them to market their MiCA-compliant stablecoin across Europe.