XRP Community Urges Accumulation as Entry to “Rich List” Remains Accessible at Current Prices

• XRP coin shows 13% weekly decline, presenting potential buying opportunity.
• Just 2,501 XRP ($5,227) required to join top 10% of holders according to Rich List data.
• Community figures promote accumulation based on hypothetical future price scenarios.

As XRP continues to trade around the $2 mark amid consecutive weekly declines, community members are encouraging each other to take advantage of lower prices to strengthen their positions. The cryptocurrency is currently changing hands at $2 range, down 13% over the past seven days, extending a downward trend that began in January.

Despite the persistent price dip, XRP enthusiasts remain optimistic about a potential reversal, with many focusing on the relatively modest investment required to rank among the network’s top token holders.

How much XRP do you need to enter rich list?

According to recent statistics from the XRP Rich List, investors need just 2,501 XRP—approximately $5,227 at current prices—to join the top 10% of all XRP holders.

The threshold for more exclusive tiers requires additional capital but remains accessible compared to many other cryptocurrencies. To enter the top 5% of XRP investors, one needs to hold 9,003 tokens, worth about $19,000. Currently, only 316,880 accounts have achieved this level of accumulation.

For those aspiring to the elite top 1% of XRP holders, the bar rises to 52,030 tokens, representing an investment of around $108,742 at today’s prices. The data shows that only 63,376 wallets currently meet this threshold, emphasizing the exclusive nature of this tier despite its relatively attainable cost compared to similar percentile rankings in other cryptocurrencies.

The XRP holding distribution reveals significant concentration patterns across its user base. Out of 6,337,602 total XRP wallets, the vast majority hold relatively small amounts. Approximately 2.614 million accounts contain just 20 XRP tokens each, collectively accounting for 23.17 million XRP. Another 2.517 million wallets hold between 20 and 500 XRP, representing a combined 204.174 million tokens.

In stark contrast, fewer than 30 wallets control over 20 billion XRP coin, highlighting the significant wealth disparity within the XRP ecosystem. This concentrated distribution explains why relatively modest holdings can place investors in the top percentage tiers of all holders.