Ripple & Chipper Cash Partner to Bring Crypto Payments to Africa

Ripple has joined hands with Chipper Cash to make crypto payments faster and more accessible across Africa. Chipper Cash, a widely used payments app with over five million users across nine countries, is integrating Ripple Payments to allow quick, seamless cross-border transfers at any time of the day.

Sending money across African borders has always been a pain. Banks drag their feet, slap on big fees, and turn it into a hassle. Ripple and Chipper Cash are joining forces to sort it out. Thanks to their new setup, Chipper Cash users can now move money between countries fast—no delays, no crazy charges.

For Ripple, this is a big move as it continues to expand in Africa. The company first entered the region in 2023 through Onafriq, and this latest deal takes things a step further. Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, called the partnership a major milestone. He said Ripple has spent over a decade working on blockchain solutions for cross-border payments, and teaming up with Chipper Cash is the next logical step.  

Ripple’s digital asset system is designed to be secure and reliable, making it simple for financial institutions to create, manage, trade, and transfer assets. With Ripple Payments, they operate in over 90 markets, processing more than $70 billion in transactions and tapping into 90% of the world’s daily foreign exchange markets.

On Chipper Cash’s side, the goal is simple—make financial transactions easier and more accessible. CEO and co-founder Ham Serunjogi believes crypto payments can help businesses and individuals tap into global markets without barriers. Faster transfers and lower costs are at the heart of this collaboration, and both companies see it as a game-changer for payments in Africa.  

This deal also comes at a time when Ripple is finally moving past its legal troubles with the SEC. Ripple just finished its drawn-out legal tussle with the SEC , settling for a $50 million penalty. Now that it’s over, the company is zeroing in on growing its payment services globally. Joining forces with Chipper Cash is a big leap, aiming to make crypto-driven payments a common thing in Africa.